Affiliate Disclosure

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The Money Optimizer is a personal blog that shares real-life experiences, tips, and strategies related to saving money, grocery budgeting, and beginner investing.

Some of the links on this website are affiliate links. This means that if you click on a link and sign up for a service or make a purchase, I may earn a small commission — at no additional cost to you.

I only recommend products, apps, and services that I personally use, have used, or genuinely believe will be helpful for people trying to manage their money, save on groceries, or start investing.

Affiliate commissions help support this website and allow me to continue creating free content to help others take control of their finances.

Examples of companies that may have affiliate links on this site include (but are not limited to):

• Amazon 
• Wealthsimple 
• YNAB (You Need A Budget) 
• Other budgeting, investing, or money-saving tools 

I am not a financial advisor, and the information on this website is for informational and educational purposes only. Always do your own research and make financial decisions based on your own personal situation.

If you have any questions about this disclosure, you can contact me at:
[kim@themoneyoptimizer.ca]